Stop this Mindset trap if you want to manage your money like the rich

It’s tax time and you’re expecting a tax refund. You decide “this is my vacation money”. Meanwhile, you have credit card debt to pay off. What makes you see this money differently than if you would’ve gotten it in a paycheck?  Mental accounting.  Mental accounting is a behavioral bias that leads you to treat money […]

Does Your Inner Child Control Your Spending?

Ever tried budgeting your money and you start off pretty strong but then, somehow, you end up failing miserably? Maybe it was that inner voice that would say “I deserve it, I work hard!” and talked you into buying those shoes you didn’t really need. Or maybe it was that desire to finally get that […]